Assessment the data and analyses to assist advise the decisions, plans, and techniques

Most of us learning exactly how users interact with lending options and treatments to aid diagnose possible issues in the marketplace and create far better effects for all. And, see stories we periodically create with regards to the CFPB.

Information level: Mortgage developments

This agency facts aim write-up defines 2019 financial markets activities and fashions utilizing reports described under the Home Mortgage Disclosure operate (HMDA).

Supervisory Features, Concern No. 21 (Cold Weather 2020)

Through this problem of Supervisory Highlights, you state assessment conclusions when you look at the instances of business collection agencies, financial taking care of, payday lending, and student loan service that have been completed between April 2019 and May 2019. The state does not impose any brand new or various appropriate specifications, and all sorts of infractions outlined during the report include oriented simply on those specific insights and conditions took note during those exams.

Supervisory Parts: Summer Time 2017

Inside dilemma of Supervisory stresses, most people document evaluation studies in areas of car economic financing; credit-based card account managing; commercial collection agency; debris; financial repairing; loan origin; providers; short term, small-dollar financing; remittances; and reasonable credit. As in previous updates, this document involves details about previous general public enforcement activities that were an outcome, about simply, of our supervisory perform. The report also incorporates home elevators the Bureau’s the application of their supervisory and administration authority, just recently introduced evaluation processes, and Bureau direction. (more…)